Legal

Terms of use

Last updated 31 August 2026.

Acceptance

By using costoffinancing.com you agree to these terms. If you do not agree, please stop using the site.

Educational estimates only

All content, including the calculators, is provided for general educational and informational purposes. It is not financial, legal, tax or accounting advice and it does not take account of your circumstances. Cost of Financing is not a lender, a broker, an introducer or an adviser. We do not offer, broker or arrange loans, and nothing on this site is an offer of credit or an invitation to apply for credit.

You should obtain independent professional advice before entering into any financing arrangement, and you should rely on the terms of the actual agreement offered to you rather than on any estimate published here.

No warranty on accuracy

Rates, fees and market ranges change frequently. While we take care to keep figures current and to state our assumptions, we make no warranty that any figure is accurate, complete or current. Outputs are estimates produced from the inputs you supply and the assumptions described in our methodology.

Limitation of liability

To the maximum extent permitted by law, Cost of Financing and its contributors are not liable for any loss or damage, including lost profits or business interruption, arising from your use of or reliance on this site. Nothing in these terms excludes liability that cannot lawfully be excluded.

Intellectual property

The content, calculators and design of this site are owned by Cost of Financing. You may quote short extracts and cite our figures with a clear attribution and a link. You may not republish substantial portions, or reproduce the calculators, without written permission.

Acceptable use

  • Do not scrape the site at a rate that degrades service for others.
  • Do not attempt to gain unauthorised access to any part of the site or its systems.
  • Do not present our estimates as a quote, an offer or a professional opinion.

Third party links and advertising

The site contains advertising and links to third party websites, including other sites in our network. We are not responsible for the content, products or practices of any third party, and an advertisement or link is never an endorsement.

Governing law and changes

These terms are governed by the laws of the State of Delaware, without regard to conflict of law rules. We may update these terms and will post revisions on this page with a new date. Questions can be sent through our contact page.