Legal

Privacy policy

Last updated 31 August 2026.

Summary

We do not ask for your name, your business details or your financing requirements. There is no account, no lead form and no application on this site. Calculator inputs stay in your browser and are never transmitted to us or to anyone else.

Information we collect

  • Calculator inputs. Processed entirely in your browser. Not stored on our servers and not sent anywhere.
  • Server and analytics data. Standard technical data such as IP address, browser type, referring page, pages viewed and timestamps, used to keep the site running and understand which content is useful.
  • Email you send us. If you contact us, we hold that correspondence to reply to it.
  • Local storage. Some preferences and, for site operators, dashboard settings are stored in your own browser. We cannot read them remotely.

Advertising and cookies

We serve advertising through Google AdSense. Google and its partners may use cookies or similar technologies to serve ads based on your prior visits to this and other websites. Google's use of advertising cookies enables it and its partners to serve ads to you based on your visit to our sites or other sites on the internet.

You can opt out of personalised advertising by visiting Google Ads Settings, and you can opt out of third party vendor cookie use through the Network Advertising Initiative opt out page. You can also block or delete cookies in your browser settings. Where required by law we present a consent notice before non essential cookies are set, and you can change your choice at any time.

Legal bases and your rights

Where the UK GDPR or EU GDPR applies, we rely on legitimate interests for basic analytics and site security, and on consent for personalised advertising cookies. You have the right to access, correct, delete or restrict processing of your personal data, to object to processing and to lodge a complaint with your supervisory authority.

If you are a California resident, you have the right to know what personal information is collected, to request deletion, and to opt out of the sale or sharing of personal information. We do not sell personal information. Advertising cookie use may constitute sharing for cross context behavioural advertising under California law, and you can opt out using the controls described above.

Retention

Analytics data is retained in aggregate form. Email correspondence is retained for up to 24 months unless you ask us to delete it sooner.

Children

This site is intended for business owners and professionals. It is not directed at children under 16 and we do not knowingly collect data from them.

Changes and contact

We will post any changes to this policy on this page with a new date. Questions about privacy can be sent through our contact page.